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Ways you can top up your pension

Top Up & Receiving Benefits

If you’re contributing to the Local Government Pension Scheme (LGPS) you can top up your benefits in two ways – additional pension contributions (APCs) and additional voluntary contributions (AVCs). 

Popular Topics: P60 CertificateTop up your pensionPension keeps pace with inflationTracing Benefits
PENSION TOP UP

Ways you can top up your pension

  • EXTRA GUARANTEED PENSION

    Additional Pension Contributions

    • No Investment Risk
    • Inflation Protected
    • Increases Regular Pension
    • Survivor and Ill-health benefits 

    Learn more
  • EXTRA GUARANTEED PENSION

    Additional Pension Contributions

    • No Investment Risk
    • Inflation Protected
    • Increases Regular Pension
    • Survivor and Ill-health benefits 

    Learn more

  • Current Pension Tax Limits

    The contributions you make to the Local Government Pension Scheme (LGPS) are tax free up to certain limits.  

     

    Learn more

How your pension keeps pace with inflation

We will increase your pension in line with the cost of living each April, so it maintains its spending power.
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RECEIVING BENEFITS

When and how we pay your pension

We pay your annual pension in twelve monthly instalments. We pay directly into your bank account on our pension pay day:

  • Annual pension is paid in twelve monthly instalments

  • On the last banking day of each month. 

  • Some pensions are paid at the beginning or middle of the month 
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Check if you have any pension with GMPF

We can check if you have a pension with Greater Manchester Pension Fund (GMPF) if you are unsure or have lost touch with us: 

  • Due to your age when you began work
  • You were in a different pension scheme
  • You were a manual / part time worker
  • Or Check Qualifying Periods 
Tracing Benefits Form

  • Use Government’s online service.

     If you think you have lost or mislaid your pension, find help to contact The Pension Tracing Service or find pension contact details. 

  • Confirm with GMPF Customer Services

    Before requesting the form, please ensure our Customer Services team has confirmed that no GMPF record can be found for you. 

  • Complete the Tracing Your Benefits Form

     If you still believe you were a GMPF member, complete the Tracing Your Benefits form to provide additional details. 

  • Upload Supporting Evidence on the portal

    You’ll be asked to upload evidence showing past GMPF membership, for us to investigate the records. 

Other Important links

  • P60 Certificate

    Your P60 shows the tax paid and total pension you received in the financial year. 

    Learn more

  • The McCloud Remedy

    Corrects Age discrimination by ensuring affected members receive their entitled pension benefits. 

    Learn more
  • for New councillors

    Councillors pensions

    The scheme has been closed to new councillor members since April 2014. 

    Learn more

Still Need Help?

Our member services team is here to help with any questions about your pension. 

Visit FAQs