Employers Help
Employers Help
Altair Users
Update a Member's Address
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Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod temporCohabiting Partner Nominations
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod temporAnnual Benefit Statements
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Authorisation & the employers' website
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Contribution Rates
Employer contribution rates
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Update Employer Contact Details
Submit and confirm your organisation's current employer contact information securely.
Other Links
Pensions Administration Strategy
The aim is to make sure both the administering authority and our employers are fully aware of their responsibilities under the LGPS regulations, and to identify acceptable levels of performance.
General Data Protection Regulation (GDPR)
GMPF determines the purposes for and the manner in which personal data is to be processed means that we are considered to be a data controller under GDPR.
Encrypting Documents
There are many ways to encrypt documents, however not all are secure, and we only support AES-256 encryption on zip files, with WinZip and 7-Zip.
Events for Employers
Early retirement reduction calculator
If you choose to retire before your normal pension age, reductions may apply to your pension and lump sum because they are being paid for longer. Enter your standard benefits and choose how many years early you plan to retire.
Reduction factors
| Years early | Pension reduction | Lump sum reduction |
|---|---|---|
| 0 | 0.0% | 0.0% |
| 1 | 4.9% | 1.7% |
| 2 | 9.3% | 3.3% |
| 3 | 13.5% | 4.9% |
| 4 | 17.4% | 6.5% |
| 5 | 20.9% | 8.1% |
| 6 | 24.3% | 9.6% |
| 7 | 27.4% | 11.1% |
| 8 | 30.3% | 12.6% |
| 9 | 33.0% | 14.1% |
| 10 | 35.6% | 15.5% |
| 11 | 39.5% | N/A |
| 12 | 41.8% | N/A |
| 13 | 43.9% | N/A |
These figures are for illustrative purposes only. They do not include any additional pension contributions or specific scheme protections you may be entitled to. Do not make any retirement decisions based on these figures alone — GMPF will confirm your actual reduced benefits in writing as you approach retirement.
Retirement living standards
Pensions UK and the Pensions and Lifetime Savings Association publish three retirement living standards — Minimum, Moderate, and Comfortable — showing what a year in retirement typically costs at each tier. Enter the income you expect in retirement to see which tier you reach.
Single person — annual income
- Minimum
- £13,400
- Moderate
- £31,700
- Comfortable
- £43,900
Source: Retirement Living Standards, Pensions UK (2024).
The Retirement Living Standards are a nationally published benchmark and are not a guarantee of any specific lifestyle. Your own retirement costs will depend on where you live, your health, and your personal choices. GMPF is not a financial adviser — for advice please contact an FCA-regulated adviser.