Retiring from Eployment
If you have two or more years’ membership in the Local Government Pension Scheme (LGPS) you can currently choose to take your pension anytime between age 55 and 75, or earlier through ill health. From 6 April 2028, the Government has announced the earliest age that you can take your pension will increase from age 55 to 57. There are several options around how and when you take your pension.
Types of Retirement
Choosing when and how you take your benefits is an important decision. To help you plan and make decisions around your retirement, you can log in to your online My Pension account and use the calculator to run your own pension estimate
Normal Retirement
Age Limit : State Pension age
Employer Permission : Not Required
Reductions : Not Applicable
Voluntary Early
Age Limit : 55
Employer Permission : Not Required
Reductions : Yes
Flexible Retirement
Age Limit : 55
Employer Permission : Yes
Reductions : Yes
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Redundancy
Age Limit : 55
Employer Permission :Yes
Reductions : Not Applicable
Ill Health
Age Limit : Any
Employer Permission : Yes
Reductions : Not Applicable
Tools & Resources
We've put together some usuful links to help you understand more about pensions, how they work, and how to plan your retirement.
How pensions and the LGPS works
Watch this video to understand how pensions and the Local Government Pension Scheme (LGPS) works.Retirement - accessing your benefits on hold
Do you have benefits on hold with GMPF? Watch this video to learn about the retirement process.50/50 Application Form
Retirement - accessing your benefits
Are you considering retiring soon? Watch this video for an overview of the retirement process.
